Short lessons on planning for retirement, a few minutes each, in plain words. Every lesson follows the same fictional couple, Ray and Angie Parker, and ends with something to try in the planner.
This is an educational walkthrough using a fictional family. It is not financial advice, and the right answers for you depend on facts a lesson cannot know.
Start here
- Site tour · about 2 minutes A two-minute tour of OutlastRetirement What the site does and where everything lives.
The basics · 6 lessons
Read them in order. Each one builds on the last.
- Lesson 1 · about 4 minutes Will my money last? How a plan follows your savings, year by year, and arrives at one answer.
- Lesson 2 · about 4 minutes Who pays me when I stop working? Social Security, your savings, and the gap between what comes in and what you need.
- Lesson 3 · about 4 minutes What will retirement cost me? What you spend now, what changes when work stops, and why it matters most.
- Lesson 4 · about 4 minutes Can I build my own plan in ten minutes? Quick Setup, one step at a time, with rough numbers.
- Lesson 5 · about 4 minutes How do I read my answer? A verdict, a chart and a year.
- Lesson 6 · about 5 minutes My plan runs short. Now what? Three levers that each buy years, and together fix Ray and Angie’s plan.
Big decisions · 1 lesson
For when you have more than one plan that works, and have to choose.
- Lesson 7 · about 3 minutes What do you want your retirement to do? Three questions that choose between plans, and Ray’s and Angie’s different answers.
Follow along in the planner
Ray and Angie’s plan opens with every number already filled in. Nothing you change there is saved, and it does not touch a plan of your own.
Open Ray and Angie’s plan